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Coral Springs Public Adjuster

Coral Springs Public Adjuster

Achieving a reasonable settlement for your property damage claim can be a difficult and time-consuming process. People often think getting an insurance claim paid will be simple – until they try it. Although some insurance companies provide reasonably good service, others may treat you as an afterthought. Frequently clients tell us that dealing with the insurance company was exhausting, and then they received a payment that wasn’t nearly what they expected!

What recourse do you have in this situation? You might think that waiting for the insurance company’s adjuster is the only option, but it isn’t. Instead, you can engage the services of a Broward County public adjuster whose job is to help you obtain the settlement you deserve. (The insurance adjuster’s job is to keep costs down for the insurance carrier.)

meeting with a Coral Springs Public Adjuster

What is the Role of a Coral Springs Public Insurance Adjuster?

An adjuster typically examines the policyholder’s damages – in this case, property damage – and uses their knowledge and expertise to estimate the cost of repairs. Then, they recommend a claim settlement based on a review of the insurance contract. Sometimes this is lower than the overall estimate if the insurance policy excludes certain items.

But an insurance company adjuster and a public adjuster will go about this job in different ways. The insurance adjuster will scrutinize your insurance policy for loopholes that allow them to avoid paying part or all of your claim. Additionally, insurance adjusters frequently estimate costs on the lower end of what’s typical, or they might list expenses for a less expensive repair than what you need. One example is recommending the replacement of a few tiles when there is enough damage to warrant replacing the whole roof.

How is a Coral Springs Public Claims Adjuster Different?

Your public adjuster isn’t pinching pennies for the insurance company. They carefully consider your damage, take pictures, and prepare to thoroughly document your claim. A public adjuster also thinks ahead and recommends repairs that make sense long-term, addressing even minor damage that can lead to major issues later on. They understand the actual costs of any job and expect the insurance company to pay for these.

Also, your public adjuster should be well-educated on insurance policies and prepared to assist you by reviewing yours. They will read every line, find relevant clauses, and answer your questions. A public adjuster understands that most people are not experts on insurance law, and policies are often worded in a confounding way. For this reason, the adjuster will take on the task of filling out the forms, attaching documentation, and submitting your claim to give you the best chance of a successful outcome.

However, an unsuccessful outcome is not necessarily the end of the story. Your public adjuster can also discuss the claim with the insurance adjuster and negotiate to get you a better deal. Not only is this helpful for most people, but it also saves you the time and stress of arguing with your insurance company representative.

What if the Insurance Company Already Rejected Your Claim or Paid You a Reduced Settlement?

You may be concerned that it’s too late to hire a public adjuster, but it isn’t. In fact, getting a public adjuster’s “second opinion” on your smaller-than-expected settlement or rejected claim is highly recommended. Your adjuster will review the damage to your property, then go over your claim and any communications with the insurance company. In many situations, they can spot potential difficulties – sometimes as simple as an error on one of the forms – and correct them, then submit a new or amended claim.

Because they’re experts on insurance policies, your public adjuster is uniquely qualified to negotiate with the insurance company, submit new photos or other documentation, remind the insurance company rep that your claim does fit the criteria listed in the policy, etc. Frequently, the adjuster can convince the insurance carrier to reconsider your claim or pay out additional funds for your repairs.

What Kinds of Insurance Claims Can a Coral Springs Personal Claims Adjuster Handle?

We can help with most covered property damage, including:

  • Fire damage. These claims can range from minor damage limited to one room to a total loss of the whole home or building. The more complex the damage, the more the insurance company is likely to underestimate at least some of the damage. One common issue is failing to consider the water damage that may occur when a fire is put out. Your public adjuster will look for this and other issues the insurance adjuster might overlook and ensure they are noted on your fire damage claim.
  • Mold damage. Unfortunately, mold is a common problem in Florida buildings due to the high humidity and warm temperatures in our area, which provide ideal conditions for mold to thrive. Typically a significant mold problem follows some type of water damage, whether from a flood, a busted pipe, or a leaking roof. Once mold has taken root in a porous surface like carpet, the only way to be sure it’s gone is to remove the affected item. In some cases, this means replacing carpets or rotted fixtures. Your public adjuster will look carefully for signs the mold has spread and recommend removing more significant areas of damaged material if necessary.
  • Flood damage. Even without causing a mold problem, flood damage can destroy floors or other household fixtures or items.
  • Hurricanes, rain, wind, and other weather damage. These overlap with flood and mold damage in many cases, with possible additions of roof damage, broken windows, damage to outbuildings or yard furniture, and more. In some situations, your public adjuster may identify even more damage you hadn’t thought of, like the cost of groceries lost if your power was out for an extended period of time. (Some of these damages may or may not be covered depending on the details of your insurance policy.)
  • Theft and vandalism. So far, we’ve mostly talked about some of the less pleasant effects of nature, but sometimes human actions can damage your property as well. If you’ve been struck by professional burglars or simply targeted by troublemaking teens, a public adjuster will assess the damage and fight for a fair settlement from the insurance company.

How Can You Find the Best Coral Springs Insurance Claim Services?

Once you realize that a public adjuster might help your case, you may wonder how to find one. A web search will help you find many of these adjusters, and you may also receive a visit from a door-to-door solicitor selling their services as a public adjuster.

Here are some tips for finding a qualified adjuster in your area:

  • Use the Florida Department of Financial Services’ site to check if your adjuster has current public adjuster licensure in Florida. This quick search should also tell you how long the adjuster or adjusting firm has been in business – choosing someone with at least a few years of experience is generally a good idea.
  • Chat with your adjuster about their education and adjusting background. This should include inquiries about their experience with cases like yours – for instance, you might ask if they’ve handled many flood claims or if they’ve recently closed any cases of fires similar to yours. 
  • Do a focused web search on the adjuster or adjusting firm. Study their website and social media profiles, then look to see what others are saying on consumer review sites. One bad review may not mean anything if the results are mostly positive, but it’s a good idea to read what different people say. Look for any patterns to suggest one person wrote multiple reviews, good or bad, and ask yourself if the reviews sound like they were written by real people. Another suggestion is to visit the Better Business Bureau site to see what kind of rating the adjuster has. Asking friends or neighbors with recent insurance claims if they’ve worked with the adjuster and what they thought is also a great idea.

Why Should You Contact Pinnacle Claim Services for Your Coral Springs Insurance Claim Review?

Pinnacle Claim Services exists to help policyholders successfully submit property damage claims and receive the maximum compensation for their damages. We employ only the most experienced adjusters and ensure they receive continuing education and training to keep them up to date on industry trends. Our adjusters are available to evaluate your claim for free. If you engage our services, we won’t charge you anything until we recover a settlement from your insurance company, at which point we charge competitive rates. Please call today or use the contact form on our website to find out how we can help you.

FREE 3 STEP PROCESS

Living in South Florida, we are no strangers to natural disasters.

LET US PERFORM A FULL REVIEW OF YOUR INSURANCE POLICY TO MAKE SURE YOU HAVE THE CORRECT COVERAGE!

1
Damage Inspection

Damage Inspection

2
Insurance Policy Review

Insurance Policy Review

3
Insurance Claim Review

Insurance Claim Review

Insurance Claim Questions

How can Pinnacle Claim Services, Inc. help me?

When disaster strikes, it can be difficult knowing where to turn or who to ask for help. Pinnacle Claim Services’ professional team of Florida public insurance adjusters and support experts are here to assist you throughout every step of your damage claim from emergency services and mitigation through final settlement.

Some of the most common issues people experience with insurance companies after property damage has occurred and a claim has been initiated include: unreasonable delay on the part of the insurance company, inadequate training of the insurance company’s adjusters and adjusters that are “so busy” that your claim gets zero attention and does not progress towards resolution. Additionally, you may not have the appropriate policy with the right type of coverage or limits.

There is no set time period for settling a property damage claim with an insurance company and each claim is different. You could receive a check in a few days or it could be a few weeks. Also, it may take multiple rounds of negotiations and payments for you to be adequately and justly compensated for your claim.

Absolutely not. Some companies do possess better reputations than others and there are some who consistently delay the process unnecessarily. It’s important that you comply with your “duties after the loss” (duty to mitigate etc.) Call us, we can help!

Trust Pinnacle Claim Services, Inc: Your Local Top-Rated, Licensed & Insured Public Adjusters in Deerfield Beach!

Dale GorchoffDale Gorchoff
15:17 18 Jul 22
Positively amazing results from Pinnacle Claim Services. The diligence and professionalism from our exceptional adjuster and the superb support staff facilitated an unexpected outcome better than we could have ever imagined. Sincere thanks to everyone at Pinnacle for being there when we needed them. We would recommend Pinnacle for adjuster services without reservation.
Matida YoungMatida Young
09:10 07 Apr 22
The company done an outstanding job in getting a settlement for me. Without Brad and staff workingDiligently I would of got nothing. Brad PittmanPull the necessary sources to help me which IWill never forget. That is fighting for his clients.I was treated with respect and informed of everyDetailed steps in which I received more than 100%Satisfaction. There is no doubt in my mind I wouldUsed there service again again. And highly recommend my friends.
Denise AdamsDenise Adams
12:23 28 Mar 22
Thanks to Euton and Lori for all the help with my claim. They kept me informed continously check in with me regarding the claim. This company was awesome and I would and have been recommending Pinnacle claims to others. Great job.
Michelle TullochMichelle Tulloch
18:33 24 Mar 22
I would like to say thank you to the outstanding team working at Pinnacle . From start to finish. Special thanks to Linda who held my hand, listened to me getting impatient, stressed and overwhelmed. It was always service with a smile. She followed up with issues involving my claim as she said she would. Had an issue with payout and I was not happy. Brad jumped in and helped to further resolve the issue with the Insurance Company. Pinnacle is about you getting your correct settlement. I will definitely recommend to family and friends. Thank you Pinnacle family. I was truly blessed to have your firm represent me .
Tabitta MichelTabitta Michel
19:35 08 Feb 22
Thank You Linda.I was lost I did not know what to do with the issues I had with my claims with another company. And you took the time to help me find some answer I truly appreciate that. I would recommend my family and friends to the Pinnacle. A friend had referred me he was right.
Marie JacquesMarie Jacques
17:45 18 Aug 21
Everyone was professional.We initially started with Brad whom is very patient and attentive to every word and he extended our expectation. Miss Linda always so kind and respectful, she made sure we understood the process and always communicated every step.
Judy BJudy B
15:48 03 Jul 21
I can't thank Brad Pridemore of Pinnacle Claim Services enough for his help with our insurance claim resulting from hurricane related roof damage.Not knowing how the claim process worked and dealing with serious medical issues, it felt amazing to have someone on our sidethat is knowledgeable, worked for us and our best interest!After suffering a loss, most insurance companies give you the run around. Upon hiring Pinnacle Claim Services they immediatelygot to work on our case, communicating every step of the way. Our insurance company managed to drag it out for months,with a variety of moves intended only to delay, delay. None of the delays were Pinnacle's fault. In the end, Brad was able to get the insurance company to settle, we got a new roof and we couldn't be happier.Their fees are fair and we really appreciate all their efforts.If you find yourself in the situation that your home has been damaged, do yourself a favor and give Brad a call, you won't be sorry.Just remember, it can be a long process, but in the end it's worth the wait.I would highly recommend talking to and hiring Pinnacle Claim Services.Thank you Brad. You've been a lifesaver!
Javier GoodJavier Good
17:33 15 Feb 21
The team at Pinnacle Claims exceeded my expectations. Tom came in after my insurance company had settled a total of $9,829 for covered damages to my home, and he, Monica, Brad and Pat were able to get me another $15,530 after their fees, for a total insurance claim settlement of $25,359 so that I could fully repair the covered damages in my home the right way. They were very good at keeping me informed of the progress of the negotiated settlement, and educated me about the process and the law. Thank you Pinnacle Claims!!
Abigail BineyAbigail Biney
15:30 11 May 20
Pinnacle Claim Service, did a phenomenal job helping me with my roof claim, it was a long process but they were on top until the last .I can't thank them enough. Brad is some one who knows his job and does it well. They stay on top of everything and I don't have to tell them. Before you ask, it already done it. Thank you Brad, Any the way, I'll will recommend this Pinnacle to friends and Love ones.
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About Us

Pinnacle Claim Services will request a copy of your policy, file the proper paperwork for you, put together a comprehensive estimate of damages and negotiate a fair settlement Do not become emotionally burdened. Do not be denied money for repairs you deserve. Rely on Pinnacle Claim Services to work on your behalf, keeping you informed throughout every step of the process to get every penny you deserve from the insurance companies.

Firm License # W806323

THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.